EPFO E-Praapti Portal: Track Your Old PF Accounts with Aadhaar The Employees’ Provident Fund Organisation (EPFO) is a statutory body under India’s Ministry of Labour and Employment. It manages the social security, retirement savings, and insurance for organized sector workers in India. Over time, many employees change jobs, resulting in multiple Provident Fund (PF) accounts. … Read more
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY) The Government of India launched several social security schemes to provide affordable insurance coverage for common citizens. Among the most popular and useful schemes are the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and the Pradhan Mantri Suraksha Bima Yojana (PMSBY). … Read more
What is a Liquid Fund? Meaning, Benefits, Top 5 Liquid funds and their Returns (2021–2025) What is a Liquid Fund? A Liquid Fund is a type of debt mutual fund that invests in short-term money market instruments such as: These instruments typically have maturities of up to 91 days, making liquid funds low-risk, highly liquid investment options. … Read more
What is Positive Pay System (PPS) for Cheques: Its Limit, Process & How Does It Work Nowadays in India, digital payments are widely used. But some people still use cheques for high-value payments. Cheque-related fraud has also increased. This prompted the Indian Banking system to take stronger security measures. One such important initiative is the … Read more
NSE major indices Major Indices of the National Stock Exchange (NSE) NSE and BSE are the two major stock exchanges in India. If you are new to the stock market and want to start investing. You should explore the market conditions. The best way to kick-start is to follow the different indices of the Stock … Read more
What is CKYCR Number? The Centralized KYC Registry (CKYCR) is one of the most important reforms in India’s financial system. It allows the customer to complete KYC only once. The customer can then reuse it across any financial institution. In this blog, we will detail the procedure for creating CKYCR, its usage across banks, and … Read more
What are Multi-Asset Mutual Funds? Multi-asset allocation funds are hybrid funds that invest in multiple asset classes, such as equity, Debt, gold, silver, and commodities. Even some Multi-Asset funds invest in land through REITs (Real Estate Investment Trusts). As per SEBI guidelines, a Multi Asset Allocation Fund should invest at least 10% of its AUM … Read more
Top Silver ETFs in India – Detailed Guide (2026) In India, the silver price has crossed Rs. 4 Lakhs per KG Landmark in Jan 2026. Since last year, Silver has given the approx. return of 250%. It has emerged as one of the most lucrative metals to invest in. In fact, Silver has crossed GOLD … Read more
What is LIC Index Plus? LIC Index Plus is a unit‑linked Insurance Plan (ULIP). This plan offers investors a dual benefit of insurance as well as the opportunity to invest in a market-linked scheme. Investors’ money gets invested in the share market, which gives them good returns. Obviously, investors return depending upon the performance of … Read more
PM Surya Ghar Muft Bijli Yojana: Complete Guide (Eligibility, Subsidy, How to Apply) The Government of India is promoting the use of solar energy for domestic purposes. Electricity bills are a major monthly expense in most Indian households. To reduce this burden and boost clean energy, the Government of India launched PM Surya Ghar: Muft … Read more