Finance
EPFO E-Praapti Portal: Track Your Old PF Accounts with Aadhaar The Employees’ Provident Fund Organisation (EPFO) is a statutory body under India’s Ministry of Labour and Employment. It manages the social security, retirement savings, and insurance for organized sector workers in India. Over time, many employees change jobs, resulting in multiple Provident Fund (PF) accounts. … Read more
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY) The Government of India launched several social security schemes to provide affordable insurance coverage for common citizens. Among the most popular and useful schemes are the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and the Pradhan Mantri Suraksha Bima Yojana (PMSBY). … Read more
What is Positive Pay System (PPS) for Cheques: Its Limit, Process & How Does It Work Nowadays in India, digital payments are widely used. But some people still use cheques for high-value payments. Cheque-related fraud has also increased. This prompted the Indian Banking system to take stronger security measures. One such important initiative is the … Read more
Top Silver ETFs in India – Detailed Guide (2026) In India, the silver price has crossed Rs. 4 Lakhs per KG Landmark in Jan 2026. Since last year, Silver has given the approx. return of 250%. It has emerged as one of the most lucrative metals to invest in. In fact, Silver has crossed GOLD … Read more
What is LIC Index Plus? LIC Index Plus is a unit‑linked Insurance Plan (ULIP). This plan offers investors a dual benefit of insurance as well as the opportunity to invest in a market-linked scheme. Investors’ money gets invested in the share market, which gives them good returns. Obviously, investors return depending upon the performance of … Read more
PM Surya Ghar Muft Bijli Yojana: Complete Guide (Eligibility, Subsidy, How to Apply) The Government of India is promoting the use of solar energy for domestic purposes. Electricity bills are a major monthly expense in most Indian households. To reduce this burden and boost clean energy, the Government of India launched PM Surya Ghar: Muft … Read more
What is Fampay or FamApp? In today’s tech age, teenagers in India prefer to handle money through mobile apps rather than in cash. The FamPay or FAMApp is a fintech solution designed specifically for young teens ( Age 11 to 18 Years), providing them a safe way to make digital payments. They can track their … Read more
PM Vidya Lakshmi Education Loan Yojana Introduction This blog provides a detailed explanation of all the important features of the PM Vidya Lakshmi Education Loan Yojana. The article will help to understand for whom this scheme is useful. Education is a very costly affair nowadays. Especially, the cost of Higher Education is very high. Students … Read more
Top 5 gold ETF funds in India Gold is the all-time preferred asset for investment. Right from ancient times, people have invested in gold for their generations. Investment in Gold protects investors from market inflation and volatility. These days, People prefer digital investment in gold over Physical investment. Gold ETFs have emerged as a preferred … Read more
LIC is India’s largest public-sector insurance company. Its client base is spread across India. In December 2024, LIC launched the “LIC Bima Sakhi Yojana.” This scheme aims to make Indian women financially independent by training them as insurance agents. LIC targets to spread and consolidate its client base in rural and semi-urban areas. The LIC … Read more