Finance
PM Surya Ghar Muft Bijli Yojana: Complete Guide (Eligibility, Subsidy, How to Apply) The Government of India is promoting the use of solar energy for domestic purposes. Electricity bills are a major monthly expense in most Indian households. To reduce this burden and boost clean energy, the Government of India launched PM Surya Ghar: Muft … Read more
What is Fampay or FamApp? In today’s tech age, teenagers in India prefer to handle money through mobile apps rather than in cash. The FamPay or FAMApp is a fintech solution designed specifically for young teens ( Age 11 to 18 Years), providing them a safe way to make digital payments. They can track their … Read more
PM Vidya Lakshmi Education Loan Yojana Introduction This blog provides a detailed explanation of all the important features of the PM Vidya Lakshmi Education Loan Yojana. The article will help to understand for whom this scheme is useful. Education is a very costly affair nowadays. Especially, the cost of Higher Education is very high. Students … Read more
Top 5 gold ETF funds in India Gold is the all-time preferred asset for investment. Right from ancient times, people have invested in gold for their generations. Investment in Gold protects investors from market inflation and volatility. These days, People prefer digital investment in gold over Physical investment. Gold ETFs have emerged as a preferred … Read more
LIC is India’s largest public-sector insurance company. Its client base is spread across India. In December 2024, LIC launched the “LIC Bima Sakhi Yojana.” This scheme aims to make Indian women financially independent by training them as insurance agents. LIC targets to spread and consolidate its client base in rural and semi-urban areas. The LIC … Read more
NPS Vatsalya Scheme “NPS Vatsalya Scheme” was launched by Indian Government under popular ‘NPS’ scheme for giving a long term investment option for parent to secure future of their Minor children. This scheme was launched on September 18, 2024 by the Indian government in Union Budget 24-25. The main aim of this scheme is to … Read more
Bajaj Housing Finance IPO: Key Insights About the company Bajaj Housing Finance Limited (BHFL) is a subsidiary of Bajaj Finance Limited, which primarily offers a range of housing finance products, such as home loans, loans against property, and construction finance. They are launching an IPO of Rs 6,560 Crores. Company Financials The company reported a … Read more
Mule Account meaning A mule account, often associated with money laundering activities, refers to a bank account used to facilitate illegal transactions by receiving and transferring funds obtained through unlawful means. These accounts can be opened by individuals who may or may not be aware of their involvement in criminal activities. In simpler terms, A … Read more
What is Virtual Digital Asset? Virtual Digital Asset meaning Virtual Digital Assets are digital representations of value that can be traded, transferred, or used for payments and investments. Indian currency has been specifically excluded from the definition of VDA under the IT Act, 1961. VDAs include cryptocurrencies like Bitcoin and Ethereum to digital tokens used … Read more
In modern Indian Banking, UPI, NEFT, RTGS, and IMPS are the most preferred modes of payment to transfer money between two bank accounts. These methods of payment facilitate easy ways of transferring money between two bank accounts. In this blog, we will try to understand the merits and demerits of these modes of payment. … Read more